Hi, my name is Alex Buckland. I am a Relationship Manager with Next Home Loans LLC, a local Mortgage Brokerage licensed to do business in South Carolina. My previous background as a loan officer and underwriter gives me the unique ability to help potential home buyers who are searching for someone to listen to them, someone to dive into their unique scenarios, someone who doesn't want to be just another number. I learned very early in my career that part of the joy I took from this career was the joy of helping my clients realize the dream of Homeownership. I am here to help you as well.
Hear me out…
I understand how hard it can be to find organized and relevant mortgage information that directly applies to your own specific scenario. Add in the confusions of not knowing who to call, who to trust, what lender to use, and how to know if you’re making the right decision; and now you have the recipe for massive frustration. As a result, many of you will quit your pursuit of owning a home before you’ve even begun. I don’t think that is an acceptable result.
Here’s where I can help you.
Whether you are looking to purchase your new home today, next month, or next year, I can put you in the right hands. I have loan officer's who have been doing mortgages for over 13 years, top 1% originator's in the US who have helped thousands of families across the country with the dream of homeownership. And a team that is passionate about helping families realize the dream of owning a home and are committed to guiding our clients to the finish line with professionalism, courtesy, and complete transparency.
Below are some of the more popular questions that I see from clients persuing Homeownership.
"My credit is pretty bad. How can I buy a home?"
I know what is necessary to fix credit scores and the stopes that we can take to improve your score. It won't happen overnight, but it can be fixed and I can help you get there. (Fun Fact: FHA allows for a 580 credit score with a 3.5% down-payment.
"I haven't saved for a down-payment. Don't I need one?"
There are no less than 3 loan products in NC/SC that offer 100% financing or down-payment assistance. These would include USDA, VA, CHENOA, NC/SC Down-Payment Assitance Loans, etc. I can show you what is necessary to qualify for any of these programs and what it will take to be approved.
The simple truth is you might not qualify right now, and that is ok. A journey starts with the very first step. If you stand still, afraid of taking the first step, you’ll never realize your own journey’s potential. Even if you're not ready to purchase today, we will work together on getting you to the finish line. This could include advising you of any debts that may be hurting your credit, helping you understand your income and debt ratios and where those need to be to qualify. We can talk about where you want to live and what your budget is for a payment, what type of home you see you and your family living in, and everything in between. By the time we move forward with your home purchase, you will feel confident, educated, and comfortable knowing you are financially sound and ready to own a home.
Here is a quote from one of our latest customers who found us right here on Craigslist.
"I started out investigating home ownership again after quite a few years of only renting. Large banks wanted upfront application fees and seemed very impersonal. With some hesitation, I contacted a Mortgage Broker/Lender from Craigslist. This was the best thing I ever did. I met Jason Andrews who stayed with me during the whole process. I have purchased a few other homes in my life, but this was far the easiest process thanks to Jason and his team. I close on my home in just a few days.”
Sincerely, Bryan C.
Are you ready to be a Homeowner just like Bryan and hundreds of other happy homeowners?
Call me today and we can schedule a no pressure, FREE consultation, and talk more about your dream of owning a home. Let’s turn possibility into your reality.
do NOT contact me with unsolicited services or offers